What kind of person does not have wealth? ——Looking at the underlying logic of wealth accumulation from the hot spots across the Internet
Among the hotly discussed topics on the Internet recently, wealth, financial management and life planning have always occupied an important position. Through the analysis of hot topics in the past 10 days, we have concluded that the following types of people often have no luck with wealth, and have attached structured data for reference.
1. People who lack financial planning

Data shows that more than 60% of young people do not have a clear financial plan. The following is a comparison of the popularity of related topics in the past 10 days:
| Topic keywords | search index | amount of discussion |
|---|---|---|
| "Moonlight Clan" | 1,200,000 | 85,000 |
| "Financial Planning" | 980,000 | 62,000 |
| "Liability Management" | 750,000 | 48,000 |
2. People who consume excessively
Recent data related to the "618 Consumption Festival" shows that impulsive consumption is still a common phenomenon:
| consumption type | Proportion | Regret rate |
|---|---|---|
| non-essential | 43% | 67% |
| Follow the trend and buy | 28% | 52% |
| advance consumption | 19% | 78% |
3. People who refuse to learn new knowledge
Financial content consumption data in the past 10 days shows:
| Content type | Views | Completion rate |
|---|---|---|
| Short video entertainment | 210 million | 85% |
| financial knowledge | 03 million | 32% |
4. People with negative mentality
Among recent hot topics, discussions related to "lying flat" continue to heat up:
| negative words | Mentions | Age distribution |
|---|---|---|
| "Life without money" | 120,000 | 18-25 years old accounts for 62% |
| "Wealth freedom is impossible" | 98,000 | 26-35 years old accounts for 58% |
5. People who don’t pay attention to health
The topic of medical expenditures has sparked widespread discussion recently:
| health problems | Average annual expenditure | Affect working hours |
|---|---|---|
| chronic disease | ¥15,000 | 30 days/year |
| Sub-health | ¥8,000 | 15 days/year |
Three suggestions for changing your financial fortune:
1.Build financial awareness:Spend 10 minutes every day to understand financial information and make a monthly income and expenditure plan
2.Develop savings habits:Start saving at 10% of your income and gradually increase the proportion
3.Invest in self-growth:Convert 30% of entertainment time into learning time
Judging from the hot data on the entire network, wealth is not destined by nature, but is the result of behavioral habits. If you change the above five behavioral patterns, your financial fortune will naturally improve.
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